Insurance Companies and Visits to Your Home While You're Away

It's a good idea to have someone visit your home while you're away on vacation, especially if your insurance policy requires it. Insurance companies may require home visits to reduce the risk of loss or damage, as someone checking on your home can help prevent potential hazards or deter burglars. Here are a few reasons why you should consider having someone visit your home for insurance purposes:

Maintaining Your Insurance Coverage: Some insurance policies require that someone visit your home periodically while you're away. Failure to comply with this requirement may result in your insurance policy being voided or your claims being denied.

Preventing Damage or Loss: Home visits can help identify potential hazards or issues that could lead to damage or loss, such as a water leak or a faulty electrical outlet. By catching these issues early, you can take steps to prevent or minimize damage.

Deter Burglars: Burglars are less likely to target a home if they know that someone is checking on it regularly. A home visit can give the appearance that someone is still living in the home, making it a less appealing target for burglars.

Peace of Mind: Knowing that someone is checking on your home can provide you with the peace of mind you need to enjoy your vacation. You won't have to worry about potential issues or damage to your home while you're away.

If you don't have a trusted friend or family member who can visit your home, you can hire a professional home-sitting service. These services can provide you with regular updates and can take care of tasks such as bringing in your mail or watering your plants.

So what have we learned today? Having someone visit your home while you're away can be beneficial for insurance purposes; if your insurance policy requires it, it's important to comply with this requirement to maintain your coverage. Even if it's not required, a home visit can give you peace of mind and help prevent potential hazards or damage to your home.